Insurance · New York
More clarity.
More room for care.
Explore insurance options for psychiatric evaluations, medication management, and psychotherapy with Jeffrey Panko, PMHNP-BC.
Headway
Accepted insurance
Look for the network listed on your insurance card. Check your specific plan and estimated cost on Headway before your visit.
Email to scheduleAetna
Anthem Blue Cross and Blue Shield New York (formerly Empire)
Carelon Behavioral Health
Cigna
Curative
Highmark BlueCross BlueShield of Western New York
Highmark BlueShield of Northeastern New York
Horizon Blue Cross and Blue Shield of New Jersey
Visits are by video for adults located in New York at the time of the appointment.
Alma coverage begins January 1, 2027
Jeffrey is credentialed with Aetna, Carelon, and Cigna through Alma for visits beginning January 1. For questions about using Alma, contact Jeffrey.
Headway networks awaiting approval
These networks are not currently available for in-network visits with Jeffrey through Headway.
- Credentialing in progress · Independence Blue Cross Pennsylvania (Virtual Network)
- Provider credentialing waitlist · Oxford (Optum), United Healthcare (Optum), and Oscar (Optum)
Don’t see your plan?
Ask about your options, including self-pay and reduced-fee availability.
Before your first visit
Know your coverage.
Know your next step.
Confirm eligibility and your expected cost before booking.
Email to scheduleHow do I check my specific plan?
Select your insurer and enter your plan details on Headway to check your benefits for a visit with Jeffrey. If you are unsure which network handles your behavioral health benefits, call the number on your insurance card.
What should I check with my insurer?
Ask about outpatient mental health and telehealth benefits, whether Jeffrey is in-network through the billing arrangement used for your visit, your deductible, copayment, or coinsurance, and any referral or authorization requirements.
What about Blue Cross Blue Shield or Carelon?
Anthem Blue Cross and Blue Shield New York was formerly Empire. Some plans use Carelon for mental health benefits, while others require separate network participation. Out-of-state BCBS plans may have additional rules. The exact product and provider enrollment need verification.
What about Medicare, Medicaid, NYSHIP, or EmblemHealth?
These are not included in the list above. Eligibility can differ by product and billing arrangement, so do not assume they are covered.
Can I choose self-pay?
Yes. See the fees page for self-pay prices and reduced-fee ranges. Your payment arrangement and any reduced-fee availability will be confirmed before scheduling.
Network status updated November 12, 2026. Network participation can change.